Guides for builders

Practical guides to the money side of a construction job, written for builders. Background to help you think it through, not legal or accounting advice: the rules vary by state and contract.

• How to Build a Construction Draw ScheduleA practical guide to construction draw schedules: how many draws, what triggers each one, an example 7-draw custom-home schedule, and retainage.Last updated August 22, 2026
• Construction Allowances: How to Set ThemHow construction allowances actually work: size them from real quotes, document selections, handle overages without fights, and protect your margin.Last updated August 22, 2026
• Retainage in Construction: How It WorksRetainage for builders: typical percentages, receivable vs payable, how to bill and release it, and how to track it in your books. Rules vary by state.Last updated August 22, 2026

These guides are in English.